International Journal of

ADVANCED AND APPLIED SCIENCES

EISSN: 2313-3724, Print ISSN: 2313-626X

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 Volume 11, Issue 4 (April 2024), Pages: 194-206

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 Original Research Paper

The role of bank governance in managing the risks associated with banking institutions

 Author(s): 

 Nasareldeen Hamed Ahmed Alnor 1, *, Omer Alsir Alhassan Mohammed 2, Ebrahim Mohammed Al-Matari 1, 3, Alsadig Ahmed 4, Houcine Benlaria 5, Ahmed Hesham Moawed Elhefni 6, Fadoua Kouki 4, Mona M. Elshaabany 1

 Affiliation(s):

 1Accounting Department, College of Business, Jouf University, Sakaka, Saudi Arabia
 2Accounting Department, Faculty of Economics and Administrative Sciences, Islamic University of Minnesota, Virginia, USA
 3Faculty of Commerce and Economics, Amran University, Amran, Yemen
 4Applied College at Muhyle, King Khalid University, Muhyle, Saudi Arabia
 5Business Administration Department, College of Business, Jouf University, Sakaka, Saudi Arabia
 6Finance and Investment Department, College of Business, Jouf University, Sakaka, Saudi Arabia

 Full text

  Full Text - PDF

 * Corresponding Author. 

  Corresponding author's ORCID profile: https://orcid.org/0000-0001-7679-3084

 Digital Object Identifier (DOI)

 https://doi.org/10.21833/ijaas.2024.04.021

 Abstract

This study explores the crucial role of bank governance in maintaining financial system stability by managing risks within banks. It differentiates from prior research by not solely focusing on the 2008 financial crisis. Data from a survey of 220 bank employees were analyzed using structural equation modeling. Key findings include the necessity of well-informed boards and robust governance structures that adhere to regulations for effective risk management. Open communication with stakeholders and stringent control over technological risks are also vital due to the banking sector's increased technology reliance. These insights underscore the complexities of risk management in banking governance, stressing the need for a comprehensive, adaptable strategy. This research contributes new evidence to the importance of strong governance in risk management, with significant implications for bank and corporate governance fields. The study's model demonstrates high predictive accuracy and explanatory power.

 © 2024 The Authors. Published by IASE.

 This is an open access article under the CC BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/).

 Keywords

 Banking governance, Risk management, Financial stability, Regulatory compliance, Technological risks

 Article history

 Received 25 November 2023, Received in revised form 12 March 2024, Accepted 18 April 2024

 Acknowledgment 

The authors extend their appreciation to the Deanship of Scientific Research at King Khalid University for funding this work through a large-group Research Project under grant number (RGP.1/309/44).

 Compliance with ethical standards

 Conflict of interest: The author(s) declared no potential conflicts of interest with respect to the research, authorship, and/or publication of this article.

 Citation:

 Alnor NHA, Mohammed OAA, Al-Matari EM, Ahmed A, Benlaria H, Elhefni AHM, Kouki F, and Elshaabany MM (2024). The role of bank governance in managing the risks associated with banking institutions. International Journal of Advanced and Applied Sciences, 11(4): 194-206

 Permanent Link to this page

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 Tables

 Table 1 Table 2 Table 3 Table 4 Table 5 Table 6 

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