Volume 8, Issue 6 (June 2021), Pages: 57-66

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 Original Research Paper

 Title: Impacts of health insurance on healthcare in the poor and near-poor households in Vietnam

 Author(s): Thi Hoai Linh Truong ¹, Thi Nhu Quynh Le ², Hong Mai Phan ^1, *

 Affiliation(s):

 ¹School of Banking and Finance, National Economics University, Hanoi, Vietnam
 ²Joint Stock Commercial Bank for Foreign Trade of Vietnam, Hanoi, Vietnam

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 * Corresponding Author. 

  Corresponding author's ORCID profile: https://orcid.org/0000-0002-6280-6873

 Digital Object Identifier: 

 https://doi.org/10.21833/ijaas.2021.06.007

 Abstract:

Improving health and reducing catastrophic healthcare expenditure for the poor and near-poor are the major concerns of the Vietnam Government. This research analyses the impacts of health insurance schemes for the poor and near-poor households in Vietnam on two aspects, including healthcare utilization and out-of-pocket expenditure. The study applies the zero-inflated model and pooled OLS regression on the data that is extracted from the Vietnam Household Living Standard Surveys in two years 2014 and 2016. The findings show that health insurance significantly increases the probability of having a doctor visit and the number of doctor visits for a health check or outpatient treatment. For inpatient treatment, insurance does not increase the probability of having a doctor visit or the number of doctor visits. Having insurance significantly reduces out-of-pocket expenditures for both inpatients and outpatients. 

 © 2021 The Authors. Published by IASE.

 This is an open access article under the CC BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/).

 Keywords: Health insurance, Healthcare utilization, Out-of-pocket expenditures, Poor and near-poor

 Article History: Received 14 November 2020, Received in revised form 20 February 2021, Accepted 22 February 2021

 Acknowledgment 

No Acknowledgment.

 Compliance with ethical standards

 Conflict of interest: The author(s) declared no potential conflicts of interest with respect to the research, authorship, and/or publication of this article.

 Citation:

  Truong THL, Le TNQ, and Phan HM (2021). Impacts of health insurance on healthcare in the poor and near-poor households in Vietnam. International Journal of Advanced and Applied Sciences, 8(6): 57-66

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 Figures

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 Tables

 Table 1 Table 2 Table 3 Table 4

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